How will you benefit from our financial advisory engagement
The fees that I charge you has to justify the value that I add to your financial life over the long run. Here is how:
Comprehensive advice: An insurance agent, a stock broker, a mutual fund distributor, a bank relationship manager will provide you product-specific inputs. However, I offer holistic advice which takes into consideration all the aspects of your financial life and chalk out a roadmap for your goals. This encourages you to develop a 360-degree perspective of every financial facet rather than take decisions on a piecemeal or random basis.
Adhering to SEBI standards: As a fiduciary, I observe the highest standards of accountability, transparency and confidentiality. As an RIA, I disclose all the material information including the terms and conditions of the advisory services offered.
Saving from high cost of free advice: I bring to your attention the commissions and hidden costs that go or could go out of your pocket which otherwise you may not realise or are being informed about. Such free incidental advice at the time of product sale usually costs you huge money over the long run. Not to mention the free advice that is easily available on social media or unsolicited advice from friends, relatives and colleagues. More importantly, you may not be aware whether the product sold to you is suitable to your unique financial situation. I offer conflict-free advice and ensure that you only get into products which suit your needs and risk appetite.
Solid Research:Research has been my forte which I gradually developed right from working with a Research based think tank tracking industries and economy to personal finance now tracking different financial products. It is very imperative in the advisory profession to stay updated. Reading and Research are an integral part of my weekly work routine. A thorough knowledge of how different financial products work ensures that you get professional competent advice suited to your personal needs and risk-taking ability.
Behavioural coaching: This is the most important and challenging part of my job as a financial adviser. It is to help you gradually develop a long-term orientation towards accomplishing your financial goals. Trust me, your real journey will begin after the preparation and implementation of the financial plan. To stay the course, I help you avoid distractions in the form of market noise, stock market turbulence, latest trending products, compelling sales pitches from agents, etc. This is the toughest part and I guide you in your journey to avoid mistakes, impulsive actions and knee-jerk reactions. During the entire process, the focus is also on educating and empowering you with the right information so that you can make well-informed decisions.
