Nifty 50 Absolute Returns:
5-year: 1 Apr 2015-31 Mar 2020 – 0.13%
10 months (1 Apr 2020-21 Jan 21) – 78%
Your 5-year returns can get wiped off in a few days in the stock markets. And you can recover them or maybe more in a matter of months. But can you time it? The answer is a big NO. But you can manage this volatility risk through a disciplined asset allocation, periodic rebalancing of your portfolio between debt & equity and systematic investing mapped to your financial goals.