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Are you ever too late to plan your personal finances?
Should you book profits in the stock markets now?
With markets making new highs & topping headlines recently, it is tempting to get swayed by the market noise. Timing the market never works unless
A brief on Mahila Samman Savings Certificate 2023 – should you invest?
The Union Budget 2023 had announced a new small savings scheme exclusively for women. This was to encourage women investors to save. While it was
Post Office Interest Rates – July-September 2023
Post office interest rates are market linked and are revised every quarter depending upon the movement of long & short term market rates in general.
Is your mutual fund distributor working in your financial interest?
While there are many fintech platforms coming up which offer direct plans, there are a large portion of investors who mostly purchase mutual funds from
Health insurance vs Personal Medical Fund
A prospect recently asked me this during a preliminary discussion – What if I do not buy health insurance and save money on paying premiums?
If you are Salaried, do not forget to do this by April end
The tax regime opted by an individual will decide how much tax will be deducted from his/her salary income. From financial year 2023-24, if you
Are debt funds still attractive for investors sans the indexation and LTCG benefit?
With a view to remove the tax disparity between debt mutual funds and other fixed income instruments like FDs, the government has finally approved the
How many Mutual Funds should you have in your Portfolio?
If you are preparing Khichdi for 2 people or 25 people, what is the difference? The difference is of quantity, you need more of the
New vs Old Tax regime – how to choose post Budget?
Whether one should opt for the old or new tax regime depends upon the extent of tax benefits claimed in the form of deductions. Practically
Do you know your rights with change in bank locker rules from 1 January, 2023?
Bank locker rules have changed from January 1,2023. This mandate was part of RBI’s directive about bank locker operations and to protect the interest of
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